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Because Your Home Is More Than a Roof

We know that “home” means something different to everyone. It might be your starter house, your forever farmhouse, or the place where your grandkids gather every Sunday. No matter what it looks like, we’ll help protect it — and the memories inside — with coverage that actually fits your life.

What Home Insurance Covers

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Dwelling Protection

If a storm, fire, or accident damages your home, you’re covered.

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Detached Structures

Garages, sheds, fences — they’re part of your property too.

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Personal Belongings

Furniture, appliances, electronics, clothes, and more.

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Loss of Use 

If your home is unlivable after a covered event, we’ll help cover temporary housing and living expenses.

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Liability Protection

Accidents happen. If someone gets hurt on your property, you’re protected.

Common Scenarios We Cover

Hailstorms that damage your roof

Fire damage to your garage

Theft or vandalism

Burst pipes in the middle of winter

A visitor slipping on your sidewalk

Frequently Asked Questions

  • Do I need insurance if my mortgage is paid off?

    Absolutely. Insurance isn’t just about the lender — it’s about your financial peace of mind.

  • Can I cover valuable items like jewelry or firearms?

    Yes — and we’ll walk you through how to make sure they’re properly protected.

Protect What Matters Most

Let’s review your current policy or build a new one — together.