As winter approaches, it's natural to feel concerned about keeping your home safe and warm. But don't worry—taking a few proactive steps now can prevent stress and costly insurance claims later.

Update Smart Thermostat Settings

New smart thermostat models adjust automatically to reduce energy waste. We recommend setting it between 68°F and 70°F while you’re home to maintain comfort and efficiency.

Seal Gaps Around Windows and Doors

This classic tip is key to retaining heat and reducing energy bills. It’s a simple step that makes a big difference!

Insulate Exposed Pipes

Prevent freezing and bursting, especially in basements or exterior walls, by insulating exposed pipes. It’s a small task that can save you from big problems.

Clear and Check Solar Panels

Activate winter modes and regularly clear snow post-storm to maintain efficiency. Don’t let your sustainable energy efforts go to waste!

Boost Indoor Air Quality

Use HEPA filters for viruses and particles, or MERV 13+ for dust and allergens, whether in HVAC systems or portable units. Breathe easy this winter.

Document Your Home Digitally

Create a smartphone video walkthrough of your home and valuables to streamline potential insurance claims. A bit of preparation now can ease future hassles.

Clean Out Gutters

Clear out leaves and debris before heavy snow to prevent ice dams and water backup. Your gutters will thank you.

Schedule a Heating System Checkup

An annual inspection helps avoid surprise breakdowns during cold snaps. It’s a precautionary measure worth taking for peace of mind.

Even a few of these steps can make a significant difference in protecting your home this winter. Stay proactive, and remember, it's never too late to get started. We invite you to review your homeowners insurance policy with us, especially if you’re unsure about coverage during winter weather events.